Sandy Davis, a Senior Loan Officer, enjoys over 18 years of experience in home financing and all aspects of the mortgage process. Sandy easily guides her clients from application to closing.

Sandy’s diverse background in mortgage lending enables her to better serve current customers and encourage repeat and referral business from previous clients. A top producer, Sandy is consistently recognized for her production excellence and enjoys working with first-time homebuyers. 

Sandy is a renovation expert and can guide you through the 203k or Homestyle renovation process. She is also well-versed with FHA, conventional, and jumbo loan products. 

If you need 100% financing, Sandy can help you obtain a USDA Loan, or for our military heroes, a VA loan. If you are an actively-employed NJ Police Officer, Firefighter, Sheriff or Corrections Officer, Sandy can offer the PBA/Firefighter product which provides a reduced interest rate.

Sandy also offers all available down payment assistance programs, as well as reduced rate/no PMI programs for qualified buyers buying in qualified census tracts.

Sandy is a licensed mortgage originator in NJ, NY, PA, and FL, so that she can serve her clients in a wide variety of environments.

From 2011 to 2022 Sandy has been awarded the prestigious Top 1% Mortgage

Originators in America achievement by Mortgage Executive Magazine.

From 2019 to 2022 Sandy has been ranked a top mortgage originator by Scotsman Guide Magazine and won a Scotsman Top Originator Award.

Sandy has been recognized multiple years as a Five Star Mortgage Professional.

These outstanding achievements further exemplify Sandy’s extensive knowledge in the lending industry combined with her dedication to both the mortgage market and her clients.